Roth Ira Contribution 2024 Maximum. You can make contributions to your roth ira after you reach age 70 ½. Once your modified adjusted gross income (magi) hits $146,000 for a single filer or $230,000 for.

If you are 50 and older, you can contribute an additional $1,000 for a total of $8,000. You can make a contribution to your ira by having your income tax refund (or a portion of your refund), if any, paid directly to your traditional ira, roth ira, or sep ira.